Manufacturing
Industrial, Process & Assembly Operations
Manufacturing operations combine high asset values, complex supply chains, and significant liability exposure. Underinsurance at reinstatement value is the most common failure — followed by business interruption periods that do not reflect actual restart timelines.
Contact usKey Exposures
- Fire, explosion and machinery breakdown
- Supply chain and raw material interruption
- Product liability and recall
- Marine and transit losses
- Contractor and third-party liability on premises
Coverage Framework
- Industrial All-Risk
- Machinery Breakdown & Deterioration of Stock
- Marine Open Cover
- Product Liability
- Business Interruption (extended indemnity period)
- Workmen's Compensation
Manufacturing
Common questions about Manufacturing coverage.
Most factories are underinsured because sums insured aren't updated for construction cost inflation, machinery depreciation, or BI exposure growth. We perform reinstatement value reviews annually and recalibrate the program.
Indemnity period must reflect realistic recovery — including lead times for replacement machinery, regulatory approvals, and customer requalification. 12 months is typical; complex plants need 18–24 months. We model your actual recovery scenarios.
Stock throughput policies are increasingly preferred — covering inventory at all stages (in-transit, in-warehouse, in-process) under one contract. This eliminates coverage gaps between marine and property programs.
START THE CONVERSATION
Could one disruption bring your production to a standstill?
We'll help identify gaps across property, machinery, supply chain, product liability, transit and business interruption — before a loss exposes them.
Review My Manufacturing Risks →