Aurevian
Aviation

Aviation

Airlines, Operators, MROs & Airports

Aviation operations carry some of the highest-value and most technically complex exposures in the insurance market. Whether you operate commercial aircraft, a charter fleet, unmanned systems, or a maintenance facility, your risk programme must reflect the precise nature of your operations — not a generic liability structure adapted from another industry. Aurevian works directly with specialist aviation markets to build programmes that hold up when it matters most.

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Key Exposures

  • Hull loss, damage, and total write-off of aircraft
  • Passenger bodily injury and third-party liability
  • Cargo loss, damage, and shipper liability
  • Airport premises and ground handling liability
  • MRO workmanship errors and products liability
  • Drone and UAV hull and liability exposure
  • War, hijacking, and allied perils
  • Business interruption from grounding events

Coverage Framework

  • Aircraft Hull & Liability (All-Risk)
  • Passenger Liability (per-seat limits)
  • Aviation Products & Completed Operations
  • Aviation Cargo & Freight Liability
  • Airport Operators' Liability
  • MRO & Ground Service Operator Liability
  • Drone / UAV Hull & Third-Party Liability
  • Business Interruption & Loss of Revenue
  • Crew Personal Accident & Medical

Aviation

Common questions about Aviation coverage.

Hull covers physical damage to the aircraft itself (your asset). Liability covers third-party claims — passengers, cargo, premises, and bystanders. Both are required; they respond to different loss scenarios.

DGCA-approved commercial operators must carry minimum liability limits set by their Air Operator Permit category and aircraft type. Most scheduled and charter operators carry Combined Single Limits well above the regulatory floor — typically USD 200–500 million.

Yes. Under DGCA's UAS Rules, drone operators must carry third-party liability cover for any commercial drone operation. Hull cover is also recommended given equipment cost and the limited remarketing options for damaged platforms.

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Is your aviation risk programme built for the way you actually operate?

We'll help structure specialist protection across aircraft, liability, cargo, ground operations, MRO, UAVs and loss of revenue from grounding events.

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